Kathy Rukat Smith - Palmetto Coastal Homes
"Helping You Find the Sandcastle of Your Dreams!"
You may think getting pre-approved for your new home before listing your current home is counterintuitive. I have run across a few scenarios over the years of selling real estate where getting pre-approved prior to to listing a home for sell would have really helped the sellers. Getting Pre-Approved for Your New Home Before Listing […]
Buying a house (especially your FIRST house) is a fun, exciting and stressful time. My job and your lender’s job is to help guide you through the process and make the buying process less stressful. Learn about the DOs and DON’Ts during the loan process… What to DO During the Loan Process DO pay your […]
New Loan Estimate and Closing Documents Changes I wanted to share with you some changes coming down the road that will effect your closings. Starting with any loan applications taken August 1, 2015 or after, the documents you receive from your lender and at closing will be different than the documents you have previously seen. […]
This post is a continuation of a series, Overview of the Home Buying Process. You may also want to read my first post in the series about finding a real estate agent. Today, I will be talking about getting pre-approved for a loan. Getting pre-approved for a loan is a very important step in the […]
You need (or want!) to buy a house…now what??? There are a few information steps that will make the home buying process much easier. I will go into each step in more detail in future blog posts. Find a great real estate agent. The best place to stay looking for a real estate agent is […]
Thanks to Scott Tripp with BB&T in Conway, SC for providing this great information about upcoming changes to FHA loans. If you have any questions about the changes, give me a call. FHA is making some significant changes to upfront fee and month mortgage insurance premiums effective 9 April. I’ve summarized below and provided an […]