Kathy@TeamRukat.com
    (843) 267-2710

Kathy Rukat Smith, REALTORⓇ

Palmetto Coastal Homes

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Buying a Home in 2022

2022 continues to be a sellers’ market meaning low inventory, increased prices and homes selling quickly. How can you be prepared if you are thinking about buying a home in 2022? I have put together 5 tips to help buyers whether they are looking for a primary residence, investment property or second home. HIRE A […]

Posted in: Buyers, Home Buying Process

5 Things Not To Do When Applying For a Loan

When applying for a loan to purchase a home, there are things you definitely should NOT do. Learn the top 5 things not to do when applying for a loan. 5 Things Not To Do When Applying For a Loan   DO NOT make any large purchases including a car or furniture and appliances for […]

Posted in: Buyers, Home Buying Process, Thursday Tidbits, Thursday Tidbits 2021

Buying a New Construction Home vs. Buying a Resale Home

Advantages of Buying a New Construction Home vs. Buying a Resale Home Building a new home can be a lot of fun and there are some advantages of buying a new construction home vs. buying a resale home. Before getting into the advantages, we need to think about the timeframe to build. The timeframe to […]

Posted in: Buyers, Home Buying Process, Thursday Tidbits, Thursday Tidbits 2021

Murrells Inlet SC Property Taxes

Murrells Inlet SC Property Taxes   Types of Property Taxes In SC, we have two tax rates for property taxes. The 4% rate for primary residents and the 6% rate for second homes and investment properties. When you close on a property, you will automatically be charged the 6% rate. You need to apply for […]

Posted in: Buyers, Home Buying Process, Thursday Tidbits, Thursday Tidbits 2021

12 Home Buying Tips

Buying a home – whether it is your first or your 5th can be stressful. Deciding where the down payment will come from, hiring knowledgeable professionals and planning ahead make the process less stressful. Use the following home buying tips to help guide you through the home buying process. 1. Know about Your Down Payment […]

Posted in: Buyers, Home Buying Process

Buying a Home in Myrtle Beach – Understanding the Paperwork

Surfside Beach Homes For Sale

Buying a home in Myrtle Beach is a complex process. I am starting a video series to help buyers and sellers understand the paperwork used in Myrtle Beach, SC  when buying or selling a home. This series will go for several weeks. I will be covering the most common forms used. First, I am going […]

Posted in: Buyers, Home Buying Process Tagged: buying, contract, myrtle beach, selling

Understanding the Home Inspection Process

Today is “home inspection day” for one of my buyer clients. This day can be a particularly stressful day for the buyer, seller and the real estate agents. I thought I would take a few minutes to help you understand the home inspection process. What do home inspections cover?  Your basic home inspection covers the […]

Posted in: Buyers, Home Buying Process Tagged: buying a home, home inspection

The DOs and DON’Ts During the Loan Process

Buying a house (especially your FIRST house) is a fun, exciting and stressful time. My job and your lender’s job is to help guide you through the process and make the buying process less stressful. Learn about the DOs and DON’Ts during the loan process… What to DO During the Loan Process DO pay your […]

Posted in: Buyers, Financing, Home Buying Process

Loan Estimate and Closing Document Changes

New Loan Estimate and Closing Documents Changes I wanted to share with you some changes coming down the road that will effect your closings. Starting with any loan applications taken August 1, 2015 or after, the documents you receive from your lender and at closing will be different than the documents you have previously seen. […]

Posted in: Buyers, Financing, Home Buying Process

Looking at Homes in Myrtle Beach

Looking at Homes in Myrtle Beach “Looking at Homes in Myrtle Beach” is continuation of a blog post series, “Overview of Buying a Home“. You may want to read previous posts, “Buying a Home – Finding a Real Estate Agent“, “Buying a Home – Getting Pre-Approved for a Loan” and “The First Meeting with Your […]

Posted in: Buyers, Home Buying Process Tagged: buyers, home buying process, looking at homes in myrtle beach, myrtle beach, myrtle beach home buying process

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About

Kathy Rukat Smith with Palmetto Coastal Homes serves all the areas of the Grand Strand.

  • North Myrtle Beach
  • Myrtle Beach
  • Surfside Beach
  • Garden City Beach
  • Murrells Inlet
  • Litchfield Beach
  • Pawleys Island
  • Carolina Forest
  • Conway

 

Kathy Rukat Smith is a resident of Murrells Inlet and loves everything living at the beach has to offer. She has been selling real estate since 2004.

Kathy uses her local real estate knowledge, technical skills, local connections and strong internet presence to exceed your exceptions and help you succeed in the fast-paced Myrtle Beach real estate market.

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Contact

Kathy Rukat Smith with

Palmetto Coastal Homes

5400 Elba Way, Myrtle Beach, SC 29579

(843) 267-2710
Kathy@TeamRukat.com
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